Apartment Buildings



Apartment Building


All Points Insurance has been providing customized Insurance Protection for over 30 years on Apartment Buildings and Rental Dwellings of all sizes and ages in Maine.

All Points Insurance works with several insurance companies to provide solutions and options for the “income property owner” in this constantly changing marketplace. We have helped design enhanced coverage options and discounts to help minimize the impact of these new changes with some of our best insurance rates in Maine.


Common Apartment Owners Insurance Coverages Available:

  • Property Coverage
  • 125 % Extended Replacement cost protection
  • Comprehensive General Liability
  • Personal Injury Liability
  • Loss of Income – up to 24 months
  • Sewer Backup
  • Equipment Breakdown
  • Ordinance & Law
  • Umbrella Liability
  • Money & Security
  • Employee Dishonesty
  • Workers Compensation
  • Earthquake & Flood (separate policies)

SAVINGS SERVICE SELECTIONAllow the income property specialists at All Points Insurance to personally customize a unique apartment owner insurance policy that will ensure the insurance needs of your business are met. We can provide you with the protection you have been looking for with one of our many insurance carriers that specialize in the apartment and rental marketplace that will allow you to:

Build Your Own Policy Build Your Own Price

Let us tailor a policy to meet your specific needs with some of the industry leaders in apartment building insurance marketplace. Don’t be caught with the wrong coverage or price!

Available Discounts

  • Apartment Association
  • Professionally Managed
  • Pest Control
  • Workers Comp
  • Tenant Screening
  • Tenant Insurance
  • Gated Complex
  • Multi-Policy
  • Surveillance Cameras
  • Smoke-Free
  • Claims Free
  • Years in Business
  • Sprinklered Buildings
  • Multiple Buildings
  • Building Updates in 10 years
  • Central Fire Alarm
  • Earthquake Retrofit
  • Luxury Complexes


4 and under Unit Apartment Building


Dwelling Fire Insurance provides Landlords with property and liability coverage designed specifically for 1 to 4 unit rental dwellings. Protect your investment with our quality coverage.


Coverage Features:

  • Dwelling and Other Structures
  • Business Personal Property
  • Liability limits up to $1,000,000
  • Extended Building Replacement Cost up to 200%
  • Loss of Rental Income (10% of building coverage or higher limits available)
  • Ordinance and Law Coverage (optional)
  • Medical payments up to $5,000 (optional)
  • Back up of Sewer Drains (optional)

Earthquake / Flood / Worker’s Compensation and Umbrella Liability coverage are available on a separate policy. Several carriers offer this protection.



Give us a call 207.989.8880 today.

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