Life insurance provides individuals with peace of mind knowing each of their loved ones are protected. Without a life insurance policy, you leave your loved ones’ futures up to chance. A life insurance policy will ensure that your final wishes are carried through and that each beneficiary is able to continue their current standard of living.
We understand how complex purchasing a life insurance policy can be, which is why we are here to guide you through it all. Initially, you will want to decide whether or not you will be purchasing a term life insurance policy or a whole life insurance policy.
Term life insurance policies act as protection guarantees for an allotted period of time. This alternative option to permanent life insurance allows individuals with financial constraints to safeguard their loved ones at a more affordable rate.
Whole life insurance policies, commonly known as permanent life insurance policies, provide individuals with a lifetime guarantee of protection. These premiums may be more expensive than term life insurance policies, but that is because they offer more protection. Many individuals even choose to utilize their whole life insurance policy as an investment opportunity as they accumulate cash value over the years.
At All Points Insurance, we understand how difficult finding the right life insurance can be. Allow us to formulate a unique life insurance policy for you that provides each of your loved ones with the protection they deserve. Our life insurance policies will allow you to enjoy the rest of your years without a worry in the world.
Whether retirement is just around the corner or you have just jump-started your career, it is important to think about your future needs. An annuity provides you with flexibility in living the retirement lifestyle that you are seeking. While you may be inclined to view this product as a purchase for later on in life when you are thinking about your immediate retirement needs, annuities are great products for individuals of all ages to have. Young individuals who obtain annuities early on in life are able to accumulate more income for retirement.
At Fuller Insurance Agency, we are dedicated to ensuring that you are able to enjoy retirement with the proper protection under your belt.
We offer a variety of different types of annuities, including:
- Fixed Annuities
- Indexed Annuities
- Single Premium Immediate Annuities
- Structured Settlement Annuities
As daunting of a subject discussing your long term care needs may be, it is an important conversation that allows you to receive peace of mind about the future. Failing to invest in the proper insurance coverage is failing to invest in your future.
At All Points Insurance, we offer a variety of specialty products that can allow you to attain confidence and peace of mind about the future, including:
- Critical Illness
- Disability Income
- Life Settlements
- Long Term Care Insurance